19 Best Restaurants in Financial District, San Francisco

Maison Nico

$ Fodor's choice

Some of San Francisco's most exquisite French pastries are baked daily at this serene, cheery shop. On the savory side, most choices tend to be some form of pâté-filled pastry and are presented with all the artistry of haute cuisine; sweets are split between croissant-type items and proper dessert treats. Lunch seekers will be satisfied by the tiny selection of quiche, salads, and sandwiches.

710 Montgomery St., San Francisco, California, 94111, USA
415-359–1000
Known For
  • flaky brioche feuilleetée filled with almond paste
  • Parisian feel
  • duck pithivier (similar to a meat pie)
Restaurants Details
Rate Includes: Closed Mon. and Tues.

Akikos

$$$$

The title of "best omakase" has many worthwhile contenders in the city, but many would name this newcomer as the most captivating sushi-centric tasting menu. It's undoubtedly a splurge and can feel a little Vegas-flashy, yet the raw and gently torched fish nigiri preparations are nothing short of remarkable. Service, glassware, ceramics and the ultra-polished, wood-heavy design centered on an abstract triangle-shaped sushi bar are of the highest level of contemporary luxury.

430 Folsom St., San Francisco, California, 94108, USA
415-397–3218
Known For
  • shokupan (milk bread) topped with tuna and caviar
  • superb sake and cocktail selection
  • pricey but worth it
Restaurants Details
Rate Includes: Closed Sun. and Mon. No lunch Sat.

Bar Sprezzatura

$$$

Guests can almost smell the Adriatic salt water–kissed air while digging into cicchetti (similar to open-faced crostini bites with various toppings) and other clever Venetian-inspired dishes at this gorgeous restaurant next to the Embarcadero Center. As delightful as the food is, the glamorous design and intricate cocktails are just as noteworthy. Mixologist Carlo Splendorini is one of the leading modern figures of the city's cocktail industry, and his drinks at this dolce vita–filled bar-restaurant are the perfect partner to the tall floor-to-ceiling windows that overlook a grand European capital-style plaza outside complete with a fountain.

300 Clay St., San Francisco, California, 94111, USA
628-466–0230
Known For
  • epic Cicchetti Martini presentation with snacks and olive brine
  • pizza al taglio with whipped artichoke
  • fish crudo
Restaurants Details
Rate Includes: Closed weekends

Recommended Fodor's Video

Barbacco

$$ | Financial District

The busy sister restaurant to neighboring Perbacco offers affordable small Italian plates, such as the chef's salumi selection and chicken thighs alla cacciatora, as well as plenty of Italian wines to explore by the glass. Financial District workers crowd in to the chic Milanese-style room for lunch or happy hour at the communal tables and long counter.

BIX

$$$
With its Jazz Age vibe, live music, discreet alley location behind the Transamerica Pyramid, and spectacular bar and bi-level dining room, BIX would be worth a visit for the impressive setting alone. However, it's also one of the city's finest restaurants for special occasions that don't require a tasting menu; continental and upscale American fare get fresh modern takes, often with a few haute elements.
56 Gold St., San Francisco, California, 94133, USA
415-433–6300
Known For
  • classic cocktails
  • potato pillows with caviar
  • career servers who remember your name after one visit
Restaurants Details
Rate Includes: No lunch

Cotogna

$$$

The draw at this urban trattoria is chef Michael Tusk's flavorful, rustic, seasonally driven Italian cooking, headlined by pastas, beautifully grilled or spit-roasted meats, and homemade gelato. The look inside and outside is comfortably chic, with wood tables, quality stemware, and fantastic Italian wines by the bottle and glass.

490 Pacific Ave., San Francisco, California, 94133, USA
415-775–8508
Known For
  • raviolo with brown butter and egg in center
  • tough to get reservations
  • peak seasonal produce in antipasti
Restaurants Details
Rate Includes: Closed Sun. and Mon., Reservations essential

Estiatorio Ornos

$$$$

One of Downtown San Francisco's most storied restaurant spaces is now on a permanent Mediterranean vacation. After a longtime tenure as Aqua (where Michael Mina's legendary career began) and later as Mina's flagship namesake restaurant, the prominent California Street dining room's latest concept looks towards Greece and Mina's Egyptian heritage. With soft white tones and plush, oversized booths opposite a bustling bar, it's a great place to dress up for a leisurely dinner centered around the oak-grilled fish offerings, yet also relaxed enough for a few happy hour cocktails and bites.

252 California St., San Francisco, California, 94111, USA
415-417–3969
Known For
  • tableside baklava cart
  • terrific Greek wine selection
  • must-order grilled octopus
Restaurants Details
Rate Includes: Closed Sun. No lunch

Gitane

$$$ | Financial District

With its lush hot-house decor—red lamps, tuffeted curved seats, and oversized art—this romantic spot is a Valentine's Day favorite. It's also a great place for conversation, sangrias, and Mediterranean-inspired cooking. Tops are the bacon bonbons (bacon-wrapped prunes stuffed with goat cheese) and paella. The downstairs bar makes inventive and flavorful cocktails (many of them are sherry-based), with seats in demand. While there is outdoor seating, the interior is a seductive part of the experience here.

International Smoke San Francisco

$$$

Ayesha Curry teamed up with the city's most prolific chef/entrepreneur, Michael Mina, on this hip spot inside the glitzy Millennium Tower. Don't call it a barbecue restaurant—it's more of an open flame, smoke-driven style of cooking inspired by various global cuisines. Every table has an order of Curry's freshly baked cornbread (SF's best) and one of the different smoked ribs offered.

301 Mission St., San Francisco, California, 94105, USA
415-660–2656
Known For
  • prix-fixe "Fuego" menu
  • gourmands and mega sports fans eating together
  • bacon-washed bourbon old-fashioned

Kokkari Estiatorio

$$$$

Satisfy your craving for outstanding Greek taverna food—albeit at luxe steak house prices—from a dizzying selection of mezes such as stuffed grape leaves to main courses that showcase Athenian standards like moussaka, lemon-oregano chicken, and grilled lamb chops. There’s a lively after-work scene in this chic farmhouse setting with wood-beamed ceilings, a roaring wood oven, and candlelight. Service is doting for its many well-heeled regulars (but tends to be less so for other guests).

200 Jackson St., San Francisco, California, 94111, USA
415-981–0983
Known For
  • grilled octopus
  • whole fish entrées
  • semolina custard wrapped in phyllo
Restaurants Details
Rate Includes: No lunch weekends, Reservations essential

Pabu Izakaya

$$$$

This energetic Japanese dining venue (part of Michael Mina's high-powered group) is a sleek, wonderful place that hosts both date nights and business deals at its tables and cocktail bar. The substantial menu can be overwhelming, so it's best to just graze around the sushi rolls, robata grill items, and a few small and large plates like homemade pork gyoza and miso yaki black cod.

101 California St., San Francisco, California, 94111, USA
535–0184
Known For
  • "happy spoon" oyster with salmon roe and sea urchin
  • stellar sake and cocktail program
  • chef's nigiri and sashimi selections
Restaurants Details
Rate Includes: Closed Sun. No lunch

Perbacco

$$$

From the idyllic hazelnut budino to the pappardelle with short rib ragù, this longtime power dining favorite's menu is a delectable paean to northern Italy. With a long marble bar and open kitchen, this brick-lined, ultra polished space oozes big-city charm, attracting business types and Italian food aficionados alike to the FiDi well after evening rush hour ends. Next door is its equally excellent, slightly more casual sibling, Barbacco.

230 California St., San Francisco, California, 94111, USA
415-955–0663
Known For
  • agnolotti del plin (a type of pasta filled with meat)
  • crisp and friendly service
  • vitello tonnato (cold veal with a tuna-flavored sauce) appetizer
Restaurants Details
Rate Includes: Closed Sun. and Mon. No lunch Sat.

Tadich Grill

$$$

Locations and owners have changed more than once since this old-timer started as a coffee stand in 1849, but the crowds keep coming. Snag one of the private booths (complete with a bell to summon the brusque, white-coated waiters) and sample seafood—always the name of the game here—such as the Dungeness crab cocktail or local sanddabs (a type of flounder).

240 California St., San Francisco, California, 94111, USA
415-391–1849
Known For
  • delicious cioppino
  • one- (or three-) martini lunches
  • hangtown fry (a type of omelet from gold-rush days)
Restaurants Details
Rate Includes: Closed Sun. No lunch Sat.

Terminus Cafe and Bar

$

With coffee, sandwiches, and salads by day, and superb drinks at night, this spot right by the California St. cable car terminus is a charming place to visit. Its atmosphere is refreshingly low-key for FiDi—the rare downtown establishment that feels like a true neighborhood gathering place.

16 California St., San Francisco, California, USA
415-960–8405
Known For
  • excellent kale salad
  • relaxed atmosphere
  • not flashy yet unique cocktails

The Ramen Bar

$ | Financial District

Acclaimed chef Michael Mina has gotten on the ramen train with a big assist from Tokyo native and chef Ken Tominaga, and their FiDi collaboration is a popular lunchtime spot known as much for fast service as for Tokyo-style noodles–-the light, casual setting has sit-down service only at dinner. The menu also veers into sushi roll and poke bowl territory, and prices tend to add up; this is not your strip-mall ramen joint.

The Vault Garden

$$$$

Most of the early pandemic pop-ups and pivots in San Francisco slowly faded away back to their previous selves in 2021 and 2022. However, this "Garden" concept (really a tented patio on part of the spacious plaza of one of SF's tallest skyscrapers) is a permanent fixture featuring excellent seasonal California cuisine and a few elevated comfort classics that help lift this destination into the upper tier of SF dining options. And the garden's indoor sibling, the Vault Steakhouse, is well worth a visit for excellent steaks and martinis.

555 California St., San Francisco, California, 94104, USA
415-508–4675
Known For
  • Parker House rolls
  • photogenic food and atmosphere
  • excellent cocktails
Restaurants Details
Rate Includes: Closed Sun.–Mon.

Town Hall

$$$

American fare with Southern flair is the headline at this power broker's pit stop where barbecue gulf shrimp, juicy fried chicken, and butterscotch-chocolate pot de crème highlight a menu with enough variety (and large enough portions) to satisfy nearly everyone. The converted-warehouse space, with dark-wood floors, exposed brick walls, and contemporary art, comfortably blends old with new. You can curl up with a cocktail (like a sterling bacon-washed old-fashioned) on the heated patio while you wait for your table. The decibel level here can wear down your vocal chords, so ask for a quieter spot.

342 Howard St., San Francisco, California, 94105, USA
415-908–3900
Known For
  • must-order buttermilk biscuits
  • signature veal meatballs
  • mix of classic New Orleans and creative cocktails
Restaurants Details
Rate Includes: Closed Sun. and Mon. No lunch

Wayfare Tavern

$$$

This energetic and upscale American tavern owned by TV chef and personality Tyler Florence is rich with upscale turn-of-the-20th-century Americana, including brick walls, comfortable booths, and a billiards room. It also tips its hat to tradition—and comfort—on the menu with deviled eggs, fresh seafood, and several signature dishes that are considered the best of their categories in the city (the burger with Marin Brie, for one), plus noteworthy cocktails that complete the full experience.

558 Sacramento St., San Francisco, California, 94111, USA
415-722–9060
Known For
  • buttermilk-brined fried chicken with herbs
  • giant warm popovers start each meal
  • house-made doughnuts

Yank Sing

$

This bustling, lunch-only restaurant serves some of San Francisco's best dim sum to office workers on weekdays and boisterous families on weekends, and the take-out counter makes a satisfying meal on the run. The several dozen varieties prepared daily include the classic and the creative; steamed pork buns, shrimp dumplings, scallop skewers, and basil seafood dumplings are among the many delights. Crowds are just as large at its nearby Rincon Center sibling of the same name.

49 Stevenson St., San Francisco, California, 94105, USA
415-541–4949
Known For
  • Peking duck on weekends
  • Shanghai soup dumplings
  • energetic vibe
Restaurants Details
Rate Includes: No dinner